Online Installment Loans Instant Approval

Apply for quick Installment Loans Online even with bad credit and get fast approval with no hard credit check same day.

  1. Complete the application form
  2. Get instant approval from direct lender
  3. Sign the loan agreement
  4. Receive the loan same day


Get instant cash with Guaranteed Installment Loans online from direct lender. No matter what your credit is, you are eligible for same day funding of an Installment Loan up to $5,000.

Are You Ready to get your Loan NOW?

What are Installment Loans?

Installment loans are a type of loan where you borrow a certain amount of money (typically, $1000 – $5000) at a time. After that, you will pay back the loan over a fixed number of payments, called installment payments.

Nowadays, you can get installment loans online with almost instant approval. Many installment loans have fixed payment amounts, the main components of your payment (except for changes in additional payments on the loan, such as insurance) will most likely remain the same each month until you pay off the loan.

How Online Installment Loans work

  1. Apply for an Installment Loan online and get guaranteed instant approval and quick funding within 1 – 2 business days. It will only take you a couple of minutes to start the process and a few hours for loan processing.
  2. Enter the required information into the free online application form and get instantly connected with more than 300 direct lenders.
  3. After the loan is approved, verify your information and discuss the loan terms.
  4. In less than 24 hours the money will be deposited into your account.

Where to get the loan? Installment Loans Near Me vs Installment Loans Online

Short-term online loans with monthly payments are a great alternative to bank loans because they have a lot of advantages. The main one is that they do not require an in-person application. You can fill out the application form from the comfort of your own home. This allows you to apply and get approved for a loan under the most comfortable conditions.

Am I guaranteed to Get an Installment Loan with Bad Credit?

Many people wonder: can I get an installment loan if I have bad credit? The answer is yes! Installment loans are one of the cheapest ways for consumers with poor credit to borrow money. Assuming you meet the minimum requirements, you stand a good chance of getting a guaranteed online installment loan with monthly payments from direct lenders. Generally, direct lenders only check your personal and financial information to make sure you are able to repay the loan. Your credit score is not the most important factor in approving an installment loan. Installment loans for bad credit – it’s real!

How to Guarantee Instant Approval for Installment Loans?

In order to get an Installment Loan online or near you, it’s necessary to meet some simple requirements from lending organizations:

  • 18+ years of age;
  • United States residence;
  • government-issued ID;
  • proof of income;
  • an active banking account under your personal name;
  • a valid phone number and e-mail.

By submitting all of these documents, you will receive a guaranteed Instant Approval for Installment Loans.

The great thing about online installment loans is that they will all be considered, and for those of you with a bad credit history, there is definitely a good chance of approval. In addition, applying doesn’t affect your credit anyhow.

Installment Loan Calculator

Every Payment (Installment) = $522 per month for 0.17 year(s) at 35% APR

* It’s the amount of money you’ll need to pay every month (or other agreed period) according to your repayment plan.

Total Paid After 2 Payments = $1,044

Total Interest Paid* = $44

* The total amount of interest over all the period of the loan.

This calculation is just a representative example. Rates and fees can vary depending on the lender. Check all the finance charges in the loan agreement before signing it

No Credit Check Installment Loans – reality or a myth?

Before a loan is approved, there is always a check of your credit history in one form or another, no matter how small it is. Lenders only do a soft check on your creditworthiness. This is a basic check of your data, it is much more loyal than a tough bank credit check.

Online Installment Loan Alternatives for Instant Cash

They can be used to pay off debt or for unexpected medical needs. Even with a bad credit history or poor repayment history, you can get a personal loan. Personal loans require no collateral, like a car or house. Installment loans generally provide lower fees and charges than payday loans.

Also called a cash advance, instant payday loans are short-term unsecured loans you can use to meet sudden and unexpected expenses before your next payday. They are in small amounts and are paid in a shorter period, usually within three months. While instant payday loans have faster approval rates and flexible repayment options, they have high-interest rates.

With your vehicle title you can get an Auto Title Loan which is secured and therefore guaranteed instant financing for bad credit with no credit check. Monthly installments are usually paid over 10 to 90 months, however not all lenders offer this range. If you don’t make your payments on time, a lender may seize your new car. Be sure lenders disclose payments and hidden fees. Dealerships, banks, and credit unions sell them. Credit unions offer the best rates.

  • Mortgages

The term of monthly payments is 15-30 years. As with car loans, your property works as collateral if you fail to pay. Rates on home mortgage loans are lower because they are secured, and some have set payment rates that do not change.

Always keep in touch with your lender, regardless of the loan amount and monthly payments. Mortgage lenders evaluate creditworthiness, income, and employment to ensure on-time loan repayment.

Credit Implications


Material Disclosure

Here`s a quick example:

APR Disclosure

Check your rates